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Licensing & Disclosures

Last updated: June 26, 2026

Who we are

Razor Benefits Group is an independent insurance and benefits advisory firm. We represent multiple carriers and are not owned or controlled by any single insurer. Our recommendations are based on the needs of the client, not on carrier-specific compensation.

Licensing

Our advisors are licensed to sell insurance products in the states where they conduct business. We can serve clients in all 50 states through appropriately licensed producers. License numbers and lines of authority are available upon request — please email support@razorbenefitsgroup.com.

Compensation disclosure

Most products offered are commission-based. Compensation is paid by the issuing carrier and does not add cost to your premium beyond the rate filed with your state's insurance department. Specific compensation arrangements for any product or carrier are available on request.

Not insurance, legal, or tax advice

Information on this site is general and educational. It is not a quote or offer of coverage. Plan design choices may have tax consequences; consult your CPA or attorney for advice specific to your situation.

Complaints

If you have a concern about a policy or our service, please contact us directly. You also have the right to contact your state's Department of Insurance.

Contact

support@razorbenefitsgroup.com · 479-247-0329