The Razor Blog
Insights on benefits, plainly explained
Guides, playbooks, and straight talk from our advisors — for business owners and families navigating the health-benefits maze.
Small Business5 min read
QSEHRA: A smarter health benefit for small businesses
A Qualified Small Employer HRA lets small businesses reimburse employees tax-free for health insurance and medical costs — without the complexity of a group plan.
Mike Ferguson · Jun 18, 2026Read →
Employer Guide6 min read
The renewal season playbook: what to do 90 days out
Renewal doesn’t have to be a panic. Here’s the exact 90-day timeline our advisors use to re-shop the market and protect your team from surprise increases.
Razor Benefits Group · May 2, 2026Read →
Individual & Family4 min read
ACA plans vs. short-term plans: which is right for you?
Short-term medical plans look cheap on paper. Here’s what they actually cover, what they don’t, and when an ACA marketplace plan is the safer bet.
Razor Benefits Group · Apr 14, 2026Read →