Benefits strategy for 50+ employee organizations
Multi-location employers and mid-market companies with real compliance exposure, multi-state workforces, and a benefits budget that shows up on the P&L.
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50+
Employees — full ALE compliance support
Multi-state
Workforces supported nationwide
60 days
Renewal strategy delivered before your date
Why large companies is different
At scale, benefits stop being a purchase and become a strategy. Claims data, plan design, contribution modeling, and compliance all move the number — and small design errors get expensive fast.
We bring multi-carrier access, renewal analysis, and hands-on enrollment support so HR gets a partner instead of a quote once a year.
We understand your challenges
- Renewals that arrive with double-digit increases and no data
- Employees spread across multiple states and networks
- ACA affordability and reporting exposure
- HR teams stretched thin during open enrollment
- Low participation because employees do not understand the plan
How we help
- Claims and renewal analysis, not just a rate sheet
- Alternative funding options modeled against your data
- Compliance guidance built into plan design
- Full enrollment support for every location
- A dedicated service team available year-round
What we put in place
Fully insured & level-funded comparisons
Model both structures against your census and claims history to see where the real savings live.
Multi-state network strategy
Plan design that works for employees in every state you operate, not just headquarters.
ACA compliance & reporting support
Affordability testing, measurement periods, and 1094/1095 reporting guidance for applicable large employers.
Enrollment technology & employee education
Digital enrollment, bilingual materials, and on-site or virtual meetings so employees actually use what you buy.
Who we help in large companies
- Employers with 50 to 500+ employees
- Multi-location and multi-state organizations
- Companies with hourly, salaried, and seasonal classes
- HR teams managing ACA reporting obligations
- Organizations evaluating level-funded or self-funded designs
- Employers with high turnover in frontline roles
The coverage starts with you, but it stays with them.
Employees can keep their benefits for as long as they want — even if they move to a new job.
Frequently asked questions
Do you work with self-funded and level-funded plans?+
Yes. We model fully insured, level-funded, and self-funded structures side by side so leadership can see cost and risk together.
Can you support employees in multiple states?+
Yes. We are licensed in all 50 states and build network strategy around where your people actually live.
How do you help with ACA compliance?+
We handle affordability testing, eligibility tracking guidance, and coordinate the reporting your team must file each year.
What does the renewal process look like?+
We deliver a full market and renewal analysis roughly 60 days before your effective date, with modeled options and a recommendation.
Do you run open enrollment for us?+
Yes — enrollment technology setup, employee meetings, materials, and post-enrollment support are all included.
Get your options for large companies
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