Health insurance for salons, barbershops & beauty pros
Benefit plans that fit the booth-rental model, commission-based income, and tight margins of salons and barbershops — so stylists and barbers can protect their health without breaking the budget.
Schedule a Consultation
2+
Employees to start a group plan for your shop
100%
Of self-employed premiums may be deductible
50 states
Licensed and quoting nationwide
Why beauticians & barbers is different
The beauty and barber industry runs on relationships, reputation, and long hours on your feet. Whether you own the shop, rent a booth, or work commission, one thing is constant: there is no HR department handing you a benefits packet at orientation.
That freedom is part of why people love this business. But it also means health coverage is usually an afterthought — until an injury, illness, or pregnancy makes it urgent. We help salon owners and independent pros build coverage that fits real income, real schedules, and real budgets.
We understand your challenges
- Most stylists and barbers have no employer-provided coverage
- Booth renters are technically self-employed — confusing tax and subsidy rules
- Physically demanding work with repetitive-stress and injury risk
- High turnover makes traditional group plans feel risky
- Tight margins leave little room for expensive benefits
How we help
- Affordable individual plans for booth renters and 1099 pros
- Group options when a shop has just a few W-2 employees
- Accident, disability, and hospital cash plans that protect your income
- Dental, vision, and life coverage employees can add at group rates
- Plain-language help sorting through marketplace subsidies and deductions
What we put in place
Marketplace plans for booth renters
Individual coverage priced against your actual self-employed income, often with premium tax credits that make a solid plan surprisingly affordable.
Small group plans for salon staff
Group medical starting at two W-2 employees, with contribution levels you control — a real recruiting edge in a tight labor market.
Accident, disability & hospital indemnity
Cash benefits paid directly to you for injuries, hospital stays, or serious illness — because a wrist, back, or shoulder problem can end a stylist’s income overnight.
Dental, vision & life add-ons
The benefits beauty professionals actually use: dental for appearance and health, vision for long days behind the chair, and life coverage for the people counting on you.
Who we help in beauticians & barbers
- Independent booth renters and self-employed stylists
- Barbershop and salon owners with W-2 employees
- Commission-based hairdressers, nail techs, and estheticians
- Mobile beauty professionals and bridal stylists
- Barber and cosmetology apprentices
- Multi-location salon groups and franchises
The coverage starts with you, but it stays with them.
Employees can keep their benefits for as long as they want — even if they move to a new job.
Frequently asked questions
I rent a booth — can I get my own health insurance?+
Yes. Booth renters are typically self-employed, which means you can buy an individual marketplace plan and may qualify for premium tax credits based on your income.
Can salon owners offer benefits to just a few employees?+
Absolutely. Group medical plans usually start at two W-2 employees, and you choose how much of the premium the shop covers.
Are my health insurance premiums tax deductible?+
If you are self-employed, health insurance premiums are often deductible against your business income. We help you structure it so your tax preparer can confirm the details.
What if I get hurt and cannot work?+
Health insurance covers the medical bills, but accident and disability plans replace the income you lose while you recover — critical when your hands are your livelihood.
Can part-time or commission stylists be covered?+
Yes. Group eligibility is based on hours and employment status, and we can also set up individual coverage for stylists who do not qualify for the group plan.
Will coverage follow me if I change shops?+
Individual marketplace plans and many voluntary benefits stay with you. For group plans, we can build portability into the design so your coverage does not end when you move to a new chair.
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